Personal Checking

Banking with National Bank is easier than ever! 

Frontier Checking

  • $50.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • Non-interest bearing
  • E-Statements required to avoid $3.00 monthly statement fee

Preferred Checking

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • 4 free anywhere ATM withdrawals per statement cycle
  • Interest Bearing
  • $500.00 minimum balance required to avoid $5.00 monthly service charge
    Name Minimum Opening Deposit Minimum Balance to Obtain APY Rate Yield (APY)*
    Preferred Checking $100.00 $1,500.00 0.499% 0.50%

 

HSA Checking

  • $100 minimum deposit to open
  • No minimum balance requirement
  • Interest bearing
  • Online Banking & Bill Pay
  • Unlimited check writing
  • Debit Card Access Available

Interest breakdown as follows:

Name Minimum Opening Deposit Minimum Balance to Obtain APY Rate Yield (APY)*
HSA Checking $100.00 N/A 0.499% 0.50%

 

Five Star Checking Account

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • 10 free anywhere ATM withdrawals per statement cycle
  • Interest bearing
  • Limit of two Five Star accounts per household
  • A minimum of 15 VISA debit card transactions required per statement cycle to avoid $35.00 monthly service charge
  • E-Statements required to avoid $3.00 monthly statement fee

Name
Five Star Checking

Minimum Opening Deposit Minimum Balance to Obtain APY Rate Yield (APY)*
 $ 0.00 – $1,500.00 $100.00 N/A 0.050% 0.05%
$ 1,501.00 – $15,000.00 3.440% Low 0.05%
High 3.15%
$ 15,001.00 & ABOVE 0.250% Low 3.15%
High 0.69%

 

Senior Select Checking

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • 8 free anywhere ATM withdrawals per statement cycle
  • Interest bearing
  • Limit of two Senior Select accounts per household
  • Must be 55 or older to open
  • A combined total of 5 transactions per statement cycle is required to avoid $35.00 monthly service charge

Interest breakdown as follows:

Name
Senior Select Checking
Deposit Obtain APY Rate Yield (APY)*
$ 0.00 – $5,000.00 $100.00 N/A 0.050% 0.05%
$ 5,001.00 – $25,000.00 3.440% Low 0.05%
High 2.81%
$ 25,001.00 & ABOVE 0.250% Low 2.81%
High 0.89%

 

National Bank Checking

  • $50.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • Non-interest bearing
  • E-Statements required to avoid $3.00 monthly statement fee

Preferred Checking

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • 4 free anywhere ATM withdrawals per statement cycle
  • Interest Bearing
  • $500.00 minimum balance required to avoid $5.00 monthly service charge
    Name Deposit Obtain APY Rate Yield (APY)*
    Preferred Checking $100.00 $1,500.00 0.748% 0.75%

 

HSA Checking

  • $100 minimum deposit to open
  • No minimum balance requirement
  • Interest bearing
  • Online Banking & Bill Pay
  • Unlimited check writing
  • Debit Card Access Available

Name Deposit Obtain APY Rate Yield (APY)*
HSA Checking $100.00 N/A 0.748% 0.75%

 

Five Star Checking Account

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • 10 free anywhere ATM withdrawals per statement cycle
  • Interest bearing
  • Limit of two Five Star accounts per household
  • A minimum of 15 VISA debit card transactions required per statement cycle to avoid $35.00 monthly service charge
  • E-Statements required to avoid $3.00 monthly statement fee
Name Deposit Obtain APY Rate Yield (APY)*
Five Star Checking $ 0.00 – $1,500.00 $100.00 N/A 4.889% 5.00%
$ 1,501.00 – $15,000.00 3.922% Low 5.00%
High 4.10%
$ 15,001.00 & ABOVE 0.250% Low 4.10%
High 0.83%

 

Senior Select Checking

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • 8 free anywhere ATM withdrawals per statement cycle
  • Interest bearing
  • Limit of two Senior Select accounts per household
  • Must be 55 or older to open
  • A combined total of 5 transactions per statement cycle is required to avoid $35.00 monthly service charge

Name Deposit Obtain APY Rate Yield (APY)*
Senior Select Checking $ 0.00 – $5,000.00 $100.00 N/A 0.050% 0.05%
$ 5,001.00 – $25,000.00 3.922% Low 0.05%
High 3.21%
$ 25,001.00 & ABOVE 0.250% Low 3.21%
High 0.99%