Personal Checking

Banking with National Bank is easier than ever!

Frontier Checking

$50.00 minimum deposit to open
Online Banking & Bill Pay
Unlimited check writing
No minimum balance requirement
Non-interest bearing
E-Statements required to avoid $3.00 monthly statement fee

Preferred Checking

$100.00 minimum deposit to open
Online Banking & Bill Pay
Unlimited check writing
4 free anywhere ATM withdrawals per statement cycle
Interest Bearing
$500.00 minimum balance required to avoid $5.00 monthly service charge

Name Minimum Opening Deposit Minimum Balance to Obtain APY Rate Yield (APY)*

Preferred Checking $100.00 $1,500.00 0.499% 0.50%

HSA Checking

$100 minimum deposit to open
No minimum balance requirement
Interest bearing
Online Banking & Bill Pay
Unlimited check writing
Debit Card Access Available

Interest breakdown as follows:


Name	Minimum Opening Deposit		Minimum Balance to Obtain APY		Rate		Yield (APY)*
HSA Checking	$100.00		N/A		0.499%		0.50%

Five Star Checking Account

$100.00 minimum deposit to open
Online Banking & Bill Pay
Unlimited check writing
No minimum balance requirement
10 free anywhere ATM withdrawals per statement cycle
Interest bearing
Limit of two Five Star accounts per household
A minimum of 15 VISA debit card transactions required per statement cycle to avoid $35.00 monthly service charge
E-Statements required to avoid $3.00 monthly statement fee


Name Five Star Checking	Minimum Opening Deposit		Minimum Balance to Obtain APY		Rate		Yield (APY)*
$ 0.00 – $1,500.00	$100.00		N/A		0.050%		0.05%
$ 1,501.00 – $15,000.00					3.440%		Low 0.05%
							High 3.15%
$ 15,001.00 & ABOVE					0.250%		Low 3.15%
							High 0.69%

Senior Select Checking

$100.00 minimum deposit to open
Online Banking & Bill Pay
Unlimited check writing
No minimum balance requirement
8 free anywhere ATM withdrawals per statement cycle
Interest bearing
Limit of two Senior Select accounts per household
Must be 55 or older to open
A combined total of 5 transactions per statement cycle is required to avoid $35.00 monthly service charge

Interest breakdown as follows:


Name Senior Select Checking	Deposit		Obtain APY		Rate		Yield (APY)*
$ 0.00 – $5,000.00	$100.00		N/A		0.050%		0.05%
$ 5,001.00 – $25,000.00					3.440%		Low 0.05%
							High 2.81%
$ 25,001.00 & ABOVE					0.250%		Low 2.81%
							High 0.89%

National Bank Checking

$50.00 minimum deposit to open
Online Banking & Bill Pay
Unlimited check writing
No minimum balance requirement
Non-interest bearing
E-Statements required to avoid $3.00 monthly statement fee

Preferred Checking

$100.00 minimum deposit to open
Online Banking & Bill Pay
Unlimited check writing
4 free anywhere ATM withdrawals per statement cycle
Interest Bearing
$500.00 minimum balance required to avoid $5.00 monthly service charge

Name Deposit Obtain APY Rate Yield (APY)*

Preferred Checking $100.00 $1,500.00 0.748% 0.75%

HSA Checking

$100 minimum deposit to open
No minimum balance requirement
Interest bearing
Online Banking & Bill Pay
Unlimited check writing
Debit Card Access Available


Name	Deposit		Obtain APY		Rate		Yield (APY)*
HSA Checking	$100.00		N/A		0.748%		0.75%

Five Star Checking Account

$100.00 minimum deposit to open
Online Banking & Bill Pay
Unlimited check writing
No minimum balance requirement
10 free anywhere ATM withdrawals per statement cycle
Interest bearing
Limit of two Five Star accounts per household
A minimum of 15 VISA debit card transactions required per statement cycle to avoid $35.00 monthly service charge
E-Statements required to avoid $3.00 monthly statement fee


Name	Deposit		Obtain APY		Rate		Yield (APY)*
Five Star Checking $ 0.00 – $1,500.00	$100.00		N/A		4.889%		5.00%
$ 1,501.00 – $15,000.00					3.922%		Low 5.00%
							High 4.10%
$ 15,001.00 & ABOVE					0.250%		Low 4.10%
							High 0.83%

Senior Select Checking

$100.00 minimum deposit to open
Online Banking & Bill Pay
Unlimited check writing
No minimum balance requirement
8 free anywhere ATM withdrawals per statement cycle
Interest bearing
Limit of two Senior Select accounts per household
Must be 55 or older to open
A combined total of 5 transactions per statement cycle is required to avoid $35.00 monthly service charge


Name	Deposit		Obtain APY		Rate		Yield (APY)*
Senior Select Checking $ 0.00 – $5,000.00	$100.00		N/A		0.050%		0.05%
$ 5,001.00 – $25,000.00					3.922%		Low 0.05%
							High 3.21%
$ 25,001.00 & ABOVE					0.250%		Low 3.21%
							High 0.99%